Once the shock and pain have set in, the fear comes. Not just the fear of; Will my pet be ok, but the fear of How in heaven's name am I going to PAY for this?! What if I can't pay and the Vet won't treat my pet? After all, Veterinarians need to make a living too. With medical school debt, malpractice insurance, staff payroll, expensive equipment and other costs, they can hardly be expected to act as charity institutions.
Pet Health Insurance Helps Ease The Fear
Many people are turning to Pet Health Insurance to help ease the fear of being blindsided by a hugely expensive Veterinary bill they can't afford.
Consumersadvocate does a great job of explaining the benefits and limitations of the many Pet Insurance companies and policies available.
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| Finding good Pet Health Insurance can be a daunting task |
Pets are Family, and every family member deserves medical treatment, especially in the face of an emergency or life threatening illness. The fear of not being able to pay for Veterinary services in the event of a serious pet injury or illness has led to substantial growth of the Pet Insurance industry.
This post is sponsored by Consumers Advocate® . I am being compensated to share information about Consumers Advocate's information and reviews of the Pet Insurance landscape and product offerings. As always, we only share information we feel is relevant and helpful to our readers.
In 1982, Lassie was the first dog in the U.S. to have a pet insurance policy. Since then, along with the rise in pet health care costs, the pet health insurance industry has exploded.
This post is sponsored by Consumers Advocate® . I am being compensated to share information about Consumers Advocate's information and reviews of the Pet Insurance landscape and product offerings. As always, we only share information we feel is relevant and helpful to our readers.
In 1982, Lassie was the first dog in the U.S. to have a pet insurance policy. Since then, along with the rise in pet health care costs, the pet health insurance industry has exploded.
The Insurance Information Institute stated that the total number of pets insured reached 2.52 million in 2019, up 16.7% from 2018. This represents gross written pet insurance premiums of $1.56 billion in 2019. About 83% of insured pets in the U.S. are dogs.
🐶 There are nearly 90 million dogs and 94 million cats in the U.S.
🐈 Spending on Pet Healthcare in the U.S. reached around 16 Billion dollars in 2020, and it's steadily increasing.
🐶 The average annual cost of medical expenses for a pet in the U.S. can be upwards of $700
Pet industry expenditure as a whole is expected to reach $69 Billion. Included in that $69 Billion is a hefty chunk of change that is spent on providing medical care for pets.
Each year more people are purchasing health insurance for their pets, especially in the U.S. According to NAPHIA, by the end of 2016, nearly 1.6 Million pets in the United States had pet health insurance. The majority of those pet health insurance plans cover both illness and accidents.
The Insurance Information Institute pet ownership report shows:
🐶 There are nearly 90 million dogs and 94 million cats in the U.S.
🐈 Spending on Pet Healthcare in the U.S. reached around 16 Billion dollars in 2020, and it's steadily increasing.
🐶 The average annual cost of medical expenses for a pet in the U.S. can be upwards of $700
Pet industry expenditure as a whole is expected to reach $69 Billion. Included in that $69 Billion is a hefty chunk of change that is spent on providing medical care for pets.
Each year more people are purchasing health insurance for their pets, especially in the U.S. According to NAPHIA, by the end of 2016, nearly 1.6 Million pets in the United States had pet health insurance. The majority of those pet health insurance plans cover both illness and accidents.
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| Pet Insurance companies and plans vary widely but finding the right health insurance plan for your dog or cat is vital. |
Consumersadvocate Provides Valuable Pet Insurance Information
It seems so simple, just go out and buy a Pet Health Insurance policy and you'll never have to worry about being hit with Vet bills you can't afford. Right? If only it were that simple.
Although there has been a huge increase in the number of pet owners purchasing health insurance for pets, not all pet insurance plans are alike. In fact, navigating the Pet Insurance landscape can be mind boggling. Prices, what's covered, when and why a claim may be denied, and what Veterinarians you can go to, vary widely from one pet insurance company and plan to another.
Consumersadvocate does a great job of explaining the benefits and limitations of the many Pet Insurance companies and policies available.
Check out this video to see how Consumersadvocate can help you find the right Pet Health Insurance plan for your pet.
Years ago when Icy was a puppy, I won a year's worth of Pet Insurance at a fundraiser. It seemed like a good thing to have in case of an emergency, but when I read the policy I saw that we would have to leave our beloved Veterinarian and use a Vet from their list of participating Veterinarians. Because of that restriction, I never used the insurance. Our fabulous Veterinarian was too important to us!
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| A financially devastating illness or injury can occur at any stage of your dog's life. |
Since then, I have thought about getting Pet Health Insurance for Icy and Phoebe but it was really confusing. There are so many companies and differences in policies that finding a pet insurance policy was too overwhelming! The years ticked by and now my girls are both senior dogs, 12 and 13 years old.
Thankfully my dogs haven't had health issues we couldn't afford to pay for, but I have friends with pets who have had prohibitively expensive medical issues. Pet Insurance can be a Godsend in those instances, IF you have the right policy.
Visit the Consumersadvocate Pet Insurance page to figure out what questions to ask and see which companies offering Pet Insurance are rated the best. They provide so much great advice and insight about pet insurance in general, pet insurance companies, and policies on their web site.
If you're thinking about getting health insurance for your pet and want to learn more about how to go about finding the right plan, their web site is a great primer. I suggest you go there first to start learning about pet insurance and the top pet insurance companies available.
If you're lucky you'll find a great pet health insurance plan that can help pay for unexpected and expensive medical issues that may come up for your dog or cat. If you don't, you could end up like some pet parents I know who were totally blindsided when they found out that their pet's medical treatment wasn't covered by the pet insurance plan they bought.
One of my blogger friends at McSquare Doodles has 2 beautiful Goldendoodles. As a young puppy, her dog Bernie was diagnosed with atypical Addison's disease. Certainly an unexpected, serious illness for which you'd want your pet insurance to provide coverage.
Thankfully my dogs haven't had health issues we couldn't afford to pay for, but I have friends with pets who have had prohibitively expensive medical issues. Pet Insurance can be a Godsend in those instances, IF you have the right policy.
Visit the Consumersadvocate Pet Insurance page to figure out what questions to ask and see which companies offering Pet Insurance are rated the best. They provide so much great advice and insight about pet insurance in general, pet insurance companies, and policies on their web site.
If you're thinking about getting health insurance for your pet and want to learn more about how to go about finding the right plan, their web site is a great primer. I suggest you go there first to start learning about pet insurance and the top pet insurance companies available.
If you're lucky you'll find a great pet health insurance plan that can help pay for unexpected and expensive medical issues that may come up for your dog or cat. If you don't, you could end up like some pet parents I know who were totally blindsided when they found out that their pet's medical treatment wasn't covered by the pet insurance plan they bought.
One of my blogger friends at McSquare Doodles has 2 beautiful Goldendoodles. As a young puppy, her dog Bernie was diagnosed with atypical Addison's disease. Certainly an unexpected, serious illness for which you'd want your pet insurance to provide coverage.
Unfortunately, simply because Bernie had been to the Vet once for vomiting 2 months prior to his diagnosis the pet insurance company denied coverage for any costs related to his Addison's disease, claiming he must have had a "pre-existing condition"!
It's no surprise that she dropped that pet insurance, but the "damage" of being denied coverage was already done. Learn more about Addison's Disease and how Irene deals with her dog Bernie's atypical Addison's Disease on her blog.
Conversely, my friend Jodi at Kohl's Notes, got insurance for her dogs, Felix and Kol. She was lucky to have a great insurance plan that, over the years, covered several thousand dollars worth of treatments for Felix' torn ACL's and Kol's IVDD (Intervertebral Disk Disease) attack.
You want to make the right choice and find a pet insurance company and plan that is reliable and provides great coverage. One that won't look for a reason to deny your insurance claim just when you need it most. There is some leg work involved, but Consumersadvocate is a great place to start your research!
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Consumersadvocate provides reviews and ratings of companies across 110 different industries so you can make informed decisions when choosing a company or product. Pet Insurance is just one area in which you can find helpful information and ratings to help you make informed choices. You'll also find information and thorough reviews on Mortgage Refinancing, Travel or Car Insurance, Home Security and much more! They make it easier for you by doing the legwork!
Have you ever had, or thought about getting, pet health insurance? Tell us about it in the comments, we'd like to hear about your experience with pet insurance.
Conversely, my friend Jodi at Kohl's Notes, got insurance for her dogs, Felix and Kol. She was lucky to have a great insurance plan that, over the years, covered several thousand dollars worth of treatments for Felix' torn ACL's and Kol's IVDD (Intervertebral Disk Disease) attack.
You want to make the right choice and find a pet insurance company and plan that is reliable and provides great coverage. One that won't look for a reason to deny your insurance claim just when you need it most. There is some leg work involved, but Consumersadvocate is a great place to start your research!
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| Choosing a reliable Pet Insurance plan that will be there for you when your pet needs it most is vital! |
Consumersadvocate provides reviews and ratings of companies across 110 different industries so you can make informed decisions when choosing a company or product. Pet Insurance is just one area in which you can find helpful information and ratings to help you make informed choices. You'll also find information and thorough reviews on Mortgage Refinancing, Travel or Car Insurance, Home Security and much more! They make it easier for you by doing the legwork!
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Have you ever had, or thought about getting, pet health insurance? Tell us about it in the comments, we'd like to hear about your experience with pet insurance.
